Cam Dunlap here…
During a recent goal-setting session with my Inner Circle members, we dove into a topic that kept everyone glued to their seats: how real estate investing provides unmatched protection against inflation.
The discussion hit such a nerve that I felt compelled to share these insights with you. After all, in times like these, we all need to understand how to protect our hard-earned wealth, right?
Let’s get into it…
The Money Game Is Changing (and Not in Your Favor)
Let me paint you a picture that might feel familiar…
You’ve worked hard, saved diligently, and tucked away a nice nest egg in your bank account. Feels good, right?
Well, here’s the reality check that made my investors’ jaws drop: since Covid hit, the purchasing power of your dollars has plummeted by more than 20%.
What that literally means is this: The $100,000 you socked away back in 2020 now only buys what $80,000 did back then. You’ve had 20% of your purchasing power stolen from you by that inflation.
Following the Money Trail
Here’s where it gets interesting… and why I’m more bullish on real estate than ever.
When you look at the Federal Reserve’s M2 money supply chart (that’s the total amount of money floating around in our economy), it only goes in one direction: up and to the right. It’s like watching my daughter’s old Etch A Sketch, except the Fed never shakes it clean and starts over.
Think about this: The Fed is (almost) constantly creating billions of new dollars out of thin air.
It’s like playing Monopoly where one player can print more money whenever they want. And every time they do, it makes the purchasing power of our dollars less, and less, and less.
It’s like a hidden tax. Not exactly fair to the rest of us, is it?
Hard Assets: Your Financial Bulletproof Vest
This is where real estate shines brightly as a truly powerful inflation hedge!
While cash sits in your bank account losing value faster than ice cream melts in Florida (trust me, I know about both), real estate actually rides the inflation wave upward.
Let me share some real numbers that prove this point…
In our funding program alone, our clients’ average profit per deal has steadily climbed to $34,225 over the past year. And that’s up significantly from the $16k–$20k range we saw just a few years ago.
Why?
Because as the Fed prints more money, property prices naturally adjust upward.
A key, economic truth here is this: CONSUMER PRICE inflation (higher-priced stuff) fueled by CURRENCY debasement (money printing) also brings with it ASSET PRICE INFLATION.
And real estate has always been one of the best, most top-performing asset classes in history. Time-tested, tried & true.
The Ultimate Inflation Shield
Real estate isn’t just keeping pace with inflation — it’s outpacing it.
In a nutshell, here’s why:
- Physical value: With the stroke of a keyboard, the central issuer can create more dollars, more crypto (although not Bitcoin), more stock shares, more… name just about anything here, at any time, but no one can create more land.
- Cash flow: Real Estate typically provides rental income that naturally increases with inflation, providing you with a hedge against inflation.
- Tax benefits: The government literally rewards you for buying, owning, renting real estate.
- Leverage: Where else can you control $400,000 in assets with $40,000 (or less) down with so little risk? You can use leverage to trade stock options, commodities and crypto but if you’re not a highly skilled, trained professional, you are going to get WRECKED. Ask me how I know that.
- Human need: Everyone needs a roof over their head so Real Estate is not going out of style.
Why Your Savings Account Is Actually Losing Money
Remember when your grandparents told you to save every penny?
Well, times have changed. Keeping large amounts of cash in savings today is like trying to store ice cubes in your pocket — it might feel safe, but it’s slowly disappearing because of that insidious hidden tax called inflation.
Even with today’s “high-yield” savings accounts offering 3%-4% interest, you’re still losing money when real inflation is running hotter than a Times Square hot dog cart.
Here’s a hard truth: The Consumer Price Index (i.e., the “CPI”… though it’s really more like the “CP-Lie”) doesn’t reflect the real cost increases we see in our daily lives.
Yes, it’s the leading index that the Federal Reserve Bank, many economists, politicians, and popular talking heads like to reference. But without getting in the weeds about it (because, yes, I CAN go there), let me just stay this…
The CPI is like a broken thermometer trying to measure the economic fever caused by money printing. It’s rigged to understate real inflation, giving governments and central banks cover to keep creating money out of thin air.
The CPI ignores crucial things like housing costs, education, and healthcare, insurance — you know, the big-ticket items that are skyrocketing. It also uses tricks like “hedonic adjustments” and substitutions to make inflation seem lower than it really is.
For example, if steak gets too expensive and people switch to hamburgers, the CPI acts like there’s no inflation because you’re still eating beef. But in reality, your standard of living has dropped.
All this manipulation is meant to keep the “unknowing” masses blissfully unaware. They’re obviously very sneaky about it too by keeping inflation low enough so you don’t “feel” it. That’s the 2% target rate that has been “normalized”. Unfortunately for them, due to reckless spending since Covid, inflation has been more than noticeable by everyone. So, we’ve found them out and they’re on the defense, working their butts off to rein it back in, so to calm us back down so they can go on about their business.
OK, off the Austrian economics train for now…
Taking Action: Your 2025 Wealth Protection Plan
So what’s the move?
Concisely, here’s what I tell my Inner Circle members:
- Keep enough cash for operations and emergencies.
- Convert excess cash into hard assets like real estate – which I think is the best.
- Focus on properties with value-add potential. Ones you can buy at a discount.
- Build a portfolio that generates inflation-adjusted income.
Remember, wealth isn’t about how many dollars you have… it’s about what those dollars can buy.
In my three decades of investing, I’ve never seen a better time to use real estate as your financial shield.
Your Next Move
We’re not that far into the year yet. And the “pattern interrupt” we’re experiencing in 2025 creates an incredible opportunity for those who understand this dynamic.
While others watch the buying power of their savings evaporate, you can position yourself to thrive.
Want to see these principles in action?
Our funding program helps investors just like you capitalize on these opportunities. The proof is in the numbers… nearly $99 million funded and counting, with average profits that keep climbing as inflation ticks up.
Don’t let your hard-earned wealth melt away in 2025. Real estate isn’t just an investment, it’s your financial fortress against the money printer. A real financial hedge against inflation. And unlike that Monopoly game where someone always flips the board in frustration, this is one game you can actually win.
Time to make your move. Your future self will thank you.
Regards,
Cam Dunlap